Vitals
  • Total Assets
    81.1M 16.7 %
  • Total Deposits
    62.7M 16.6 %
  • Total Net Loans
    68.6M 21.6 %
  • Net Income
    356000.0000 180.3 %
  • Book Value
    10.9M 3.4 %
  • Book Value x2
    21.9M 3.4 %
  • Book Value x3
    32.8M 3.4 %
ROAA

.481

ROAE

3.329

Efficiency Ratio

88.312

Net Interest Margin

3.742

Balance Sheet Highlights
Financial Highlights Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 81,058 198,346
Total Net Loans 68,613 133,864
Total Deposits 62,681 165,124
Total Equity 10,928 22,060
Profitability
Net Income 356 2,310
Return on Average Assets .481 1.15
Return on Average Equity 3.329 9.92
Net Interest Margin 3.742 3.587
Efficiency Ratio 88.312 60.34
Noninterest Income/Revenue 29.87 13.494
Balance Sheet Ratios
Loan-to-Deposit 109.464 77.091
Securities/Assets .009 .197
Total Equity/Total Assets .135 .111
Tangible Equity/Tangible Assets .127 .107
Capital Adequacy
Tier 1 Common Capital 10,928 21,135
Tier 1 Capital 10,928 21,140
Tier 2 Capital 897 1,625
Total Capital 11,825 22,777
Total Risk Weighted Assets 71,773 151,308
Leverage Ratio 13.67 10.944
Common Equity Tier 1 Capital Ratio 15.23 15.631
Tier 1 Capital Ratio 15.23 15.631
Total Capital Ratio 16.48 16.675

Timeline for Bank

Morning Sun Bank Corp.

Morning Sun Bank Corp. became a new parent organization for Bank.

View Profile Jan 31 1981

Mount Union State Bank

Acquisition: Bank acquired a new subsidiary, Mount Union State Bank , 84 years

View Profile Aug 25 1940

Bank

Bank was established 93 years ago and is currently headquartered in Wapello, IA.

Feb 13 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mount Union State Bank Seller Failure 8/25/1940
Relationships Role Relationship Start Relationship End
Morning Sun Bank Corp. Parent 6/30/1992
Morning Sun Bank Corp. Parent 1/31/1981 6/29/1992
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