Bank One, Wheeling-Steubenville, National Association
Wheeling, WV — Domestic Branch of a Domestic Bank
Acquired Aug 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank One, Wheeling-Steubenville, National Association | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 1,243 | 3,694 |
Income from Lease Financing Receivables | — | 96 |
45 | 101 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 54 |
Income on Loans and Leases (TE) | 1,243 | 3,707 |
Investment Interest Income (TE) | 7 | 1,204 |
Total Interest Income (TE) | 3,163 | 3,969 |
Total Interest Expense | 3,177 | 1,420 |
Net Interest Income (TE) | — | 3,254 |
Non-Interest Income | 3,885 | 890 |
Adjusted Operating Income (TE) | 3,871 | 3,161 |
Non-interest Expense | 5,121 | 2,175 |
Provision for Loan & Lease Losses | 155 | 321 |
Pretax Operating Income (TE) | — | 2,571 |
Pretax Net Operating Income (TE) | — | 2,644 |
Applicable Income Taxes | — | 792 |
Net Operating Income | — | 1,736 |
Net Income | — | 1,736 |
Cash Dividends Declared | — | 1,853 |
Retained Earnings | — | 789 |