Bank One, West Virginia, National Association
Huntington, WV — Domestic Branch of a Domestic Bank
Acquired Aug 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank One, West Virginia, National Association | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 12,848 | 3,694 |
Income from Lease Financing Receivables | — | 96 |
202 | 101 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 54 |
Income on Loans and Leases (TE) | 12,848 | 3,707 |
Investment Interest Income (TE) | 227 | 1,204 |
Total Interest Income (TE) | 19,559 | 3,969 |
Total Interest Expense | 15,658 | 1,420 |
Net Interest Income (TE) | 3,901 | 3,254 |
Non-Interest Income | 10,420 | 890 |
Adjusted Operating Income (TE) | 14,321 | 3,161 |
Non-interest Expense | 19,296 | 2,175 |
Provision for Loan & Lease Losses | — | 321 |
Pretax Operating Income (TE) | — | 2,571 |
Pretax Net Operating Income (TE) | — | 2,644 |
Applicable Income Taxes | — | 792 |
Net Operating Income | — | 1,736 |
Net Income | — | 1,736 |
Cash Dividends Declared | — | 1,853 |
Retained Earnings | — | 789 |