Bank One, National Association
Chicago, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2004
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Bank One, National Association | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 1,687,000 | 4,701 |
| Income from Lease Financing Receivables | 99,000 | 2,148 |
| 8,000 | 143 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 3,769 | 75 |
| Income on Loans and Leases (TE) | 1,789,769 | 4,750 |
| Investment Interest Income (TE) | 282,000 | 1,145 |
| Total Interest Income (TE) | 2,159,769 | 6,051 |
| Total Interest Expense | 627,000 | 1,732 |
| Net Interest Income (TE) | 1,532,769 | 4,293 |
| Non-Interest Income | 1,369,000 | 862 |
| Adjusted Operating Income (TE) | 2,901,769 | 5,204 |
| Non-interest Expense | 1,546,000 | 3,106 |
| Provision for Loan & Lease Losses | 889,000 | 2,755 |
| Pretax Operating Income (TE) | 466,769 | 3,206 |
| Pretax Net Operating Income (TE) | 551,769 | 3,263 |
| Applicable Income Taxes | 288,000 | 2,306 |
| Net Operating Income | 260,000 | 2,270 |
| Net Income | 260,000 | 2,269 |
| Cash Dividends Declared | — | 2,594 |
| Retained Earnings | 260,000 | 3,132 |