Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Walnut Creek All Insured Commercial Banks in California
Interest and Fees on Loans 26,510 28,999
Income from Lease Financing Receivables 1,602 6,251
8 1,282
Estimated Tax Benefit from Tax-Exempt Loan Income 4 637
Income on Loans and Leases (TE) 28,116 27,841
Investment Interest Income (TE) 2,893 8,707
Total Interest Income (TE) 31,206 26,025
Total Interest Expense 8,357 8,273
Net Interest Income (TE) 22,849 17,429
Non-Interest Income 1,734 4,792
Adjusted Operating Income (TE) 24,583 21,920
Non-interest Expense 13,196 12,118
Provision for Loan & Lease Losses — 1,646
Pretax Operating Income (TE) 11,387 26,163
Pretax Net Operating Income (TE) 11,387 26,087
Applicable Income Taxes 4,301 8,874
Net Operating Income 6,954 16,216
Net Income 6,954 16,237
Cash Dividends Declared 500 18,056
Retained Earnings 6,454 9,224