Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Tucson All Insured Commercial Banks in Arizona
Interest and Fees on Loans 2,775 2,851
Income from Lease Financing Receivables — 2
— 5
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 2,775 2,884
Investment Interest Income (TE) 481 289
Total Interest Income (TE) 3,282 3,239
Total Interest Expense 99 282
Net Interest Income (TE) 3,183 2,940
Non-Interest Income 199 922
Adjusted Operating Income (TE) 3,382 3,959
Non-interest Expense 2,019 2,794
Provision for Loan & Lease Losses 26 115
Pretax Operating Income (TE) 1,337 986
Pretax Net Operating Income (TE) 1,347 1,041
Applicable Income Taxes 555 340
Net Operating Income 792 673
Net Income 792 673
Cash Dividends Declared — 128
Retained Earnings 792 533