Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of The Southwest Of Dallas All Insured Commercial Banks in Texas
Interest and Fees on Loans 4,084 4,570
Income from Lease Financing Receivables 120 523
— 104
Estimated Tax Benefit from Tax-Exempt Loan Income — 54
Income on Loans and Leases (TE) 4,204 4,602
Investment Interest Income (TE) 1,879 1,703
Total Interest Income (TE) 6,324 6,462
Total Interest Expense 2,169 1,882
Net Interest Income (TE) 4,155 4,546
Non-Interest Income 1,284 1,223
Adjusted Operating Income (TE) 5,439 5,826
Non-interest Expense 3,892 3,733
Provision for Loan & Lease Losses 120 774
Pretax Operating Income (TE) 1,427 4,646
Pretax Net Operating Income (TE) 1,427 4,853
Applicable Income Taxes 519 1,853
Net Operating Income 908 3,383
Net Income 908 3,382
Cash Dividends Declared 7,595 2,436
Retained Earnings — 1,744