Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of The Orient All Insured Commercial Banks in California
Interest and Fees on Loans 19,780 39,600
Income from Lease Financing Receivables — 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 19,780 39,939
Investment Interest Income (TE) 645 4,547
Total Interest Income (TE) 21,446 46,718
Total Interest Expense 1,587 3,460
Net Interest Income (TE) 19,859 42,511
Non-Interest Income 866 7,405
Adjusted Operating Income (TE) 20,725 56,117
Non-interest Expense 18,990 31,848
Provision for Loan & Lease Losses -359 726
Pretax Operating Income (TE) 2,094 20,596
Pretax Net Operating Income (TE) 2,251 21,052
Applicable Income Taxes 84 7,212
Net Operating Income 2,167 12,949
Net Income 2,167 12,577
Cash Dividends Declared — 2,927
Retained Earnings 2,167 8,927