Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of The Cascades All Insured Commercial Banks in Oregon
Interest and Fees on Loans 78,935 16,946
Income from Lease Financing Receivables — 0
772 93
Estimated Tax Benefit from Tax-Exempt Loan Income 416 48
Income on Loans and Leases (TE) 79,351 16,995
Investment Interest Income (TE) 16,114 2,086
Total Interest Income (TE) 96,197 19,272
Total Interest Expense 2,154 862
Net Interest Income (TE) 94,043 18,418
Non-Interest Income 28,726 4,613
Adjusted Operating Income (TE) 122,769 23,031
Non-interest Expense 89,711 15,518
Provision for Loan & Lease Losses — 548
Pretax Operating Income (TE) 33,058 6,965
Pretax Net Operating Income (TE) 33,058 7,020
Applicable Income Taxes 12,372 2,264
Net Operating Income 19,597 4,706
Net Income 19,597 4,706
Cash Dividends Declared 1,500 1,038
Retained Earnings 18,097 3,668