Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Texas All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,002 7,925
Income from Lease Financing Receivables — 1
— 31
Estimated Tax Benefit from Tax-Exempt Loan Income — 14
Income on Loans and Leases (TE) 2,002 7,962
Investment Interest Income (TE) 139 1,871
Total Interest Income (TE) 2,230 10,212
Total Interest Expense 184 1,536
Net Interest Income (TE) 2,046 8,623
Non-Interest Income 495 1,732
Adjusted Operating Income (TE) 2,541 10,499
Non-interest Expense 3,697 7,029
Provision for Loan & Lease Losses 75 509
Pretax Operating Income (TE) -1,231 2,730
Pretax Net Operating Income (TE) -1,231 2,839
Applicable Income Taxes -439 277
Net Operating Income -792 2,260
Net Income -792 2,266
Cash Dividends Declared — 887
Retained Earnings -792 1,229