Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Stronghurst All Insured Commercial Banks in Illinois
Interest and Fees on Loans 938 8,415
Income from Lease Financing Receivables — 4
5 41
Estimated Tax Benefit from Tax-Exempt Loan Income 3 20
Income on Loans and Leases (TE) 941 8,470
Investment Interest Income (TE) 1,090 1,438
Total Interest Income (TE) 2,067 10,200
Total Interest Expense 338 1,041
Net Interest Income (TE) 1,729 9,113
Non-Interest Income 79 2,030
Adjusted Operating Income (TE) 1,808 11,316
Non-interest Expense 1,484 7,442
Provision for Loan & Lease Losses 49 307
Pretax Operating Income (TE) 275 3,453
Pretax Net Operating Income (TE) 350 3,554
Applicable Income Taxes 21 569
Net Operating Income 232 2,671
Net Income 232 2,670
Cash Dividends Declared 132 1,225
Retained Earnings 100 1,214