Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Ste. Genevieve All Insured Commercial Banks in Missouri
Interest and Fees on Loans 3,699 5,333
Income from Lease Financing Receivables — 476
— 80
Estimated Tax Benefit from Tax-Exempt Loan Income — 40
Income on Loans and Leases (TE) 3,699 5,361
Investment Interest Income (TE) 1,347 1,146
Total Interest Income (TE) 5,137 6,598
Total Interest Expense 1,858 2,464
Net Interest Income (TE) 3,279 4,133
Non-Interest Income 500 778
Adjusted Operating Income (TE) 3,779 4,945
Non-interest Expense 1,954 2,927
Provision for Loan & Lease Losses — 660
Pretax Operating Income (TE) 1,825 2,142
Pretax Net Operating Income (TE) 1,825 2,060
Applicable Income Taxes 583 1,163
Net Operating Income 1,161 1,445
Net Income 1,161 1,445
Cash Dividends Declared — 1,902
Retained Earnings 1,161 1,093