Bank Of St. Edward
St. Edward, NE — Domestic Branch of a Domestic Bank
Acquired Jan 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank Of St. Edward | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 1,637 | 4,570 |
Income from Lease Financing Receivables | — | 230 |
42 | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 33 |
Income on Loans and Leases (TE) | 1,659 | 4,596 |
Investment Interest Income (TE) | 350 | 877 |
Total Interest Income (TE) | 2,517 | 5,594 |
Total Interest Expense | 1,035 | 2,544 |
Net Interest Income (TE) | 1,482 | 3,049 |
Non-Interest Income | 474 | 535 |
Adjusted Operating Income (TE) | 1,956 | 3,576 |
Non-interest Expense | 473 | 2,230 |
Provision for Loan & Lease Losses | — | 691 |
Pretax Operating Income (TE) | 3,333 | 1,982 |
Pretax Net Operating Income (TE) | 3,739 | 1,991 |
Applicable Income Taxes | 11 | 411 |
Net Operating Income | 3,699 | 1,705 |
Net Income | 3,699 | 1,705 |
Cash Dividends Declared | 776 | 1,227 |
Retained Earnings | 2,923 | 829 |