Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of St. Edward All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 1,637 4,570
Income from Lease Financing Receivables — 230
42 69
Estimated Tax Benefit from Tax-Exempt Loan Income 22 33
Income on Loans and Leases (TE) 1,659 4,596
Investment Interest Income (TE) 350 877
Total Interest Income (TE) 2,517 5,594
Total Interest Expense 1,035 2,544
Net Interest Income (TE) 1,482 3,049
Non-Interest Income 474 535
Adjusted Operating Income (TE) 1,956 3,576
Non-interest Expense 473 2,230
Provision for Loan & Lease Losses — 691
Pretax Operating Income (TE) 3,333 1,982
Pretax Net Operating Income (TE) 3,739 1,991
Applicable Income Taxes 11 411
Net Operating Income 3,699 1,705
Net Income 3,699 1,705
Cash Dividends Declared 776 1,227
Retained Earnings 2,923 829