Bank Of Santa Clara
Santa Clara, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank Of Santa Clara | All Insured Commercial Banks in California |
Interest and Fees on Loans | 14,639 | 20,713 |
Income from Lease Financing Receivables | — | 5,575 |
— | 1,133 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 635 |
Income on Loans and Leases (TE) | 14,639 | 20,269 |
Investment Interest Income (TE) | 7,587 | 10,715 |
Total Interest Income (TE) | 24,245 | 20,803 |
Total Interest Expense | 6,483 | 4,301 |
Net Interest Income (TE) | 17,762 | 16,341 |
Non-Interest Income | 2,510 | 5,211 |
Adjusted Operating Income (TE) | 20,272 | 22,075 |
Non-interest Expense | 15,092 | 13,096 |
Provision for Loan & Lease Losses | — | 4,046 |
Pretax Operating Income (TE) | 5,184 | 48,684 |
Pretax Net Operating Income (TE) | 6,380 | 48,996 |
Applicable Income Taxes | 2,350 | 17,729 |
Net Operating Income | 3,982 | 30,941 |
Net Income | 3,982 | 30,937 |
Cash Dividends Declared | 2,366 | 33,803 |
Retained Earnings | 1,616 | 13,632 |