Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Salem All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 6,577 11,107
Income from Lease Financing Receivables — 1
— 29
Estimated Tax Benefit from Tax-Exempt Loan Income — 15
Income on Loans and Leases (TE) 6,577 11,129
Investment Interest Income (TE) 63 1,636
Total Interest Income (TE) 6,764 12,872
Total Interest Expense 781 1,430
Net Interest Income (TE) 5,983 11,443
Non-Interest Income 655 3,679
Adjusted Operating Income (TE) 6,638 16,091
Non-interest Expense 3,933 10,771
Provision for Loan & Lease Losses 65 635
Pretax Operating Income (TE) 2,640 4,580
Pretax Net Operating Income (TE) 2,640 4,646
Applicable Income Taxes 1,011 823
Net Operating Income 1,614 3,504
Net Income 1,614 3,504
Cash Dividends Declared 1,000 2,018
Retained Earnings 614 1,459