Vitals
  • Total Assets
    56.0M -12.6 %
  • Total Deposits
    46.1M -6.0 %
  • Total Net Loans
    15.1M 1.2 %
  • Net Income
    -267000.0000 -2,007.1 %
  • Book Value
    9.3M -5.0 %
  • Book Value x2
    18.5M -5.0 %
  • Book Value x3
    27.8M -5.0 %
ROAA

-.448

ROAE

-2.779

Efficiency Ratio

131.836

Net Interest Margin

2.286

Balance Sheet Highlights
Financial Highlights Bank Of Ringgold All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 55,950 321,092
Total Net Loans 15,103 208,551
Total Deposits 46,090 275,820
Total Equity 9,258 34,754
Profitability
Net Income -267 3,302
Return on Average Assets -.448 1.062
Return on Average Equity -2.779 9.917
Net Interest Margin 2.286 4.08
Efficiency Ratio 131.836 68.227
Noninterest Income/Revenue 17.421 14.652
Balance Sheet Ratios
Loan-to-Deposit 32.769 71.635
Securities/Assets .275 .217
Total Equity/Total Assets .165 .108
Tangible Equity/Tangible Assets .165 .107
Capital Adequacy
Tier 1 Common Capital 9,559 33,695
Tier 1 Capital 9,559 34,084
Tier 2 Capital 213 2,188
Total Capital 9,772 36,294
Total Risk Weighted Assets 16,832 225,660
Leverage Ratio 16.8 10.852
Common Equity Tier 1 Capital Ratio 56.79 17.234
Tier 1 Capital Ratio 56.79 17.31
Total Capital Ratio 58.06 18.314

Timeline for Bank Of Ringgold

Bank Of Montgomery

Bank Of Ringgold was acquired by Bank Of Montgomery 8 years

View Profile Jan 01 2016

Bank Of Ringgold

Bank Of Ringgold was established 120 years ago and is currently headquartered in Ringgold, LA.

Jan 04 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Montgomery Buyer 310,005 Acquisition Discontinued 1/1/2016
Relationships Role Relationship Start Relationship End