Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Hanover And Trust Company All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 9,712 5,379
Income from Lease Financing Receivables — 1,286
206 310
Estimated Tax Benefit from Tax-Exempt Loan Income 93 132
Income on Loans and Leases (TE) 9,805 5,478
Investment Interest Income (TE) 3,025 1,586
Total Interest Income (TE) 13,068 6,989
Total Interest Expense 5,931 3,258
Net Interest Income (TE) 7,137 3,732
Non-Interest Income 1,251 1,224
Adjusted Operating Income (TE) 8,388 4,881
Non-interest Expense 5,397 3,301
Provision for Loan & Lease Losses 385 367
Pretax Operating Income (TE) 2,606 6,810
Pretax Net Operating Income (TE) 2,616 6,922
Applicable Income Taxes 271 2,094
Net Operating Income 1,727 4,781
Net Income 1,727 4,861
Cash Dividends Declared 250 3,726
Retained Earnings 1,477 2,608