Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Frankewing All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 8,550 12,197
Income from Lease Financing Receivables — 0
175 25
Estimated Tax Benefit from Tax-Exempt Loan Income 90 12
Income on Loans and Leases (TE) 8,640 12,231
Investment Interest Income (TE) 490 1,544
Total Interest Income (TE) 9,464 14,034
Total Interest Expense 1,152 1,553
Net Interest Income (TE) 8,312 12,478
Non-Interest Income 1,458 2,901
Adjusted Operating Income (TE) 9,770 15,672
Non-interest Expense 6,837 10,334
Provision for Loan & Lease Losses — 317
Pretax Operating Income (TE) 2,933 4,962
Pretax Net Operating Income (TE) 2,933 5,007
Applicable Income Taxes 909 1,069
Net Operating Income 1,858 3,589
Net Income 1,858 3,593
Cash Dividends Declared 325 1,505
Retained Earnings 1,533 1,960