Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Choice All Insured Commercial Banks in Colorado
Interest and Fees on Loans 14,814 7,333
Income from Lease Financing Receivables — 86
— 75
Estimated Tax Benefit from Tax-Exempt Loan Income — 37
Income on Loans and Leases (TE) 14,814 7,363
Investment Interest Income (TE) 1,041 2,645
Total Interest Income (TE) 16,677 7,584
Total Interest Expense 10,809 2,811
Net Interest Income (TE) 5,868 4,673
Non-Interest Income 1,288 1,441
Adjusted Operating Income (TE) 7,156 6,117
Non-interest Expense 7,013 3,922
Provision for Loan & Lease Losses 433 942
Pretax Operating Income (TE) — 2,918
Pretax Net Operating Income (TE) 213 2,938
Applicable Income Taxes — 1,034
Net Operating Income 264 2,013
Net Income 264 2,011
Cash Dividends Declared — 1,931
Retained Earnings 264 1,004