Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Buffalo All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 1,704 6,174
Income from Lease Financing Receivables — 2,312
12 115
Estimated Tax Benefit from Tax-Exempt Loan Income — 56
Income on Loans and Leases (TE) 1,704 6,225
Investment Interest Income (TE) 593 1,305
Total Interest Income (TE) 2,336 7,404
Total Interest Expense 1,147 2,732
Net Interest Income (TE) 1,189 4,667
Non-Interest Income 231 952
Adjusted Operating Income (TE) 1,420 5,691
Non-interest Expense 1,110 3,161
Provision for Loan & Lease Losses 843 1,082
Pretax Operating Income (TE) — 2,554
Pretax Net Operating Income (TE) — 2,505
Applicable Income Taxes 8 1,728
Net Operating Income — 1,695
Net Income — 1,695
Cash Dividends Declared — 4,129
Retained Earnings — 1,376