Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Bearden All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 1,341 11,107
Income from Lease Financing Receivables — 1
7 29
Estimated Tax Benefit from Tax-Exempt Loan Income 4 15
Income on Loans and Leases (TE) 1,345 11,129
Investment Interest Income (TE) 309 1,636
Total Interest Income (TE) 1,703 12,872
Total Interest Expense 73 1,430
Net Interest Income (TE) 1,630 11,443
Non-Interest Income 56 3,679
Adjusted Operating Income (TE) 1,686 16,091
Non-interest Expense 987 10,771
Provision for Loan & Lease Losses 12 635
Pretax Operating Income (TE) 687 4,580
Pretax Net Operating Income (TE) 693 4,646
Applicable Income Taxes — 823
Net Operating Income 600 3,504
Net Income 600 3,504
Cash Dividends Declared 571 2,018
Retained Earnings 29 1,459