Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Auburn Hills All Insured Commercial Banks in Michigan
Interest and Fees on Loans 2,109 11,167
Income from Lease Financing Receivables — 368
— 153
Estimated Tax Benefit from Tax-Exempt Loan Income — 60
Income on Loans and Leases (TE) 2,109 11,195
Investment Interest Income (TE) — 1,847
Total Interest Income (TE) 2,119 12,162
Total Interest Expense 1,025 4,360
Net Interest Income (TE) 1,094 8,051
Non-Interest Income — 3,376
Adjusted Operating Income (TE) 936 10,045
Non-interest Expense 1,941 7,928
Provision for Loan & Lease Losses 1,898 5,076
Pretax Operating Income (TE) — 2,123
Pretax Net Operating Income (TE) — 2,265
Applicable Income Taxes 1,035 721
Net Operating Income — 1,566
Net Income — 1,532
Cash Dividends Declared — 1,003
Retained Earnings — 951