Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Iowa All Insured Commercial Banks in Iowa
Interest and Fees on Loans 5,827 5,035
Income from Lease Financing Receivables — 1
46 47
Estimated Tax Benefit from Tax-Exempt Loan Income 24 21
Income on Loans and Leases (TE) 5,851 5,068
Investment Interest Income (TE) 1,365 1,142
Total Interest Income (TE) 7,439 6,342
Total Interest Expense 1,977 1,660
Net Interest Income (TE) 5,462 4,668
Non-Interest Income 913 787
Adjusted Operating Income (TE) 6,375 5,464
Non-interest Expense 3,009 3,264
Provision for Loan & Lease Losses 400 457
Pretax Operating Income (TE) 2,966 1,682
Pretax Net Operating Income (TE) 2,966 1,728
Applicable Income Taxes 128 171
Net Operating Income 2,505 1,330
Net Income 2,505 1,330
Cash Dividends Declared 1,744 665
Retained Earnings 761 626