Efficiency Ratio Over Time
Efficiency Ratio Bandera Bank All Insured Commercial Banks in Texas
12-31-2016 72.34 66.762
09-30-2016 72.788 66.187
06-30-2016 71.765 66.286
03-31-2016 70.676 66.484
12-31-2015 75.144 67.473
09-30-2015 73.706 67.019
06-30-2015 74.639 67.62
03-31-2015 74.46 68.379
12-31-2014 71.564 67.933
09-30-2014 73.282 67.76
06-30-2014 72.808 68.348
03-31-2014 75.224 69.161
12-31-2013 74.569 70.01
09-30-2013 74.596 69.448
06-30-2013 76.278 70.111
03-31-2013 77.407 71.168
12-31-2012 72.649 70.289
09-30-2012 71.815 69.365
06-30-2012 71.39 69.7
03-31-2012 70.641 69.836
12-31-2011 70.864 71.203
09-30-2011 70 70.717
06-30-2011 71.206 71.672
03-31-2011 70.139 72.166
12-31-2010 73.312 72.798
09-30-2010 72.776 71.344
06-30-2010 72.247 71.672
03-31-2010 70.396 72.124
12-31-2009 71.879 72.899
09-30-2009 71.902 71.928
06-30-2009 70.619 72.628
03-31-2009 69.271 71.399
12-31-2008 70.902 70.933
09-30-2008 71.097 69.839
06-30-2008 70 70.152
03-31-2008 67.905 69.753
12-31-2007 67.415 68.047
09-30-2007 66.327 66.762
06-30-2007 63.9 66.933
03-31-2007 61.199 66.629
12-31-2006 63.08 66.288
09-30-2006 62.061 64.993
06-30-2006 62.075 65.249
03-31-2006 63.3 65.978
12-31-2005 66.219 67.153
09-30-2005 63.868 66.756
06-30-2005 62.62 67.031
03-31-2005 62.057 67.486
12-31-2004 65.193 69.184
09-30-2004 65.799 68.305
06-30-2004 67.735 68.807
03-31-2004 66.74 69.055
12-31-2003 66.809 69.41
09-30-2003 66.667 68.526
06-30-2003 66.834 68.452
03-31-2003 67.005 68.632
12-31-2002 66.621 67.534