Vitals
  • Total Assets
    58.1M 2.5 %
  • Total Deposits
    51.6M 2.4 %
  • Total Net Loans
    34.4M 12.3 %
  • Net Income
    615000.0000 9.8 %
  • Book Value
    6.5M 3.2 %
  • Book Value x2
    12.9M 3.2 %
  • Book Value x3
    19.4M 3.2 %
ROAA

1.056

ROAE

9.646

Efficiency Ratio

72.34

Net Interest Margin

3.694

Balance Sheet Highlights
Financial Highlights Bandera Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 58,077 358,087
Total Net Loans 34,424 213,533
Total Deposits 51,552 308,027
Total Equity 6,468 38,740
Profitability
Net Income 615 3,845
Return on Average Assets 1.056 1.025
Return on Average Equity 9.646 9.415
Net Interest Margin 3.694 3.773
Efficiency Ratio 72.34 66.762
Noninterest Income/Revenue 15.915 16.375
Balance Sheet Ratios
Loan-to-Deposit 66.775 65.494
Securities/Assets .099 .214
Total Equity/Total Assets .111 .108
Tangible Equity/Tangible Assets .111 .104
Capital Adequacy
Tier 1 Common Capital 6,468 37,278
Tier 1 Capital 6,468 37,303
Tier 2 Capital 305 2,526
Total Capital 6,773 39,866
Total Risk Weighted Assets 26,494 237,367
Leverage Ratio 10.97 10.563
Common Equity Tier 1 Capital Ratio 24.41 18.073
Tier 1 Capital Ratio 24.41 18.097
Total Capital Ratio 25.56 19.169

Timeline for Bandera Bank

The First National Bank Of Bandera

Acquisition: Bandera Bank acquired a new subsidiary, The First National Bank Of Bandera, 38 years

View Profile Apr 25 1986

Bandera Bancshares, Inc.

Bandera Bancshares, Inc. became a new parent organization for Bandera Bank.

View Profile Apr 25 1986

Bandera Bank

Bandera Bank was established 38 years ago and is currently headquartered in Bandera, TX.

Apr 24 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Bandera Seller 15,541 Failure 4/25/1986
Relationships Role Relationship Start Relationship End
Bandera Bancshares, Inc. Parent 4/25/1986
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