Net Income Analysis ( % relative to Total Revenue )
Income Statement Banco Do Brasil Americas All Insured Commercial Banks in Florida
Interest and Fees on Loans 12,942 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 12,942 17,770
Investment Interest Income (TE) 947 2,218
Total Interest Income (TE) 14,157 20,559
Total Interest Expense 2,303 2,162
Net Interest Income (TE) 11,854 18,272
Non-Interest Income 15,013 3,794
Adjusted Operating Income (TE) 26,867 22,711
Non-interest Expense 24,698 16,000
Provision for Loan & Lease Losses 1,199 402
Pretax Operating Income (TE) 970 6,153
Pretax Net Operating Income (TE) 1,034 6,294
Applicable Income Taxes — 1,702
Net Operating Income 1,034 4,381
Net Income 1,034 4,381
Cash Dividends Declared — 1,082
Retained Earnings 1,034 2,782