Net Income Analysis ( % relative to Total Revenue )
Income Statement Bally Savings Bank All Insured Savings Banks in Pennsylvania
Interest and Fees on Loans 1,409 18,323
Income from Lease Financing Receivables — 10
— 51
Estimated Tax Benefit from Tax-Exempt Loan Income — 25
Income on Loans and Leases (TE) 1,409 18,606
Investment Interest Income (TE) 143 2,720
Total Interest Income (TE) 1,746 21,762
Total Interest Expense 479 3,616
Net Interest Income (TE) 1,267 18,090
Non-Interest Income 45 4,504
Adjusted Operating Income (TE) 1,312 25,733
Non-interest Expense 677 18,977
Provision for Loan & Lease Losses 12 368
Pretax Operating Income (TE) 623 6,471
Pretax Net Operating Income (TE) 623 6,554
Applicable Income Taxes 237 1,732
Net Operating Income 386 4,600
Net Income 386 4,600
Cash Dividends Declared — 2,617
Retained Earnings 386 1,922