Badger State Bank
Cassville, WI — Non-member Bank
Acquired Feb 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Badger State Bank | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 3,979 | 8,460 |
Income from Lease Financing Receivables | — | 1 |
8 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 3,979 | 8,501 |
Investment Interest Income (TE) | 297 | 1,209 |
Total Interest Income (TE) | 4,294 | 9,869 |
Total Interest Expense | 2,050 | 2,679 |
Net Interest Income (TE) | 2,244 | 7,134 |
Non-Interest Income | -396 | 1,380 |
Adjusted Operating Income (TE) | 1,848 | 8,566 |
Non-interest Expense | 1,929 | 5,361 |
Provision for Loan & Lease Losses | 1,477 | 1,732 |
Pretax Operating Income (TE) | -1,558 | 1,386 |
Pretax Net Operating Income (TE) | -1,558 | 1,415 |
Applicable Income Taxes | 8 | 245 |
Net Operating Income | -1,566 | 1,050 |
Net Income | -1,566 | 1,063 |
Cash Dividends Declared | — | 511 |
Retained Earnings | -1,566 | 385 |