Net Income Analysis ( % relative to Total Revenue )
Income Statement Austin Bank, Texas National Association All Insured Commercial Banks in Texas
Interest and Fees on Loans 61,687 10,872
Income from Lease Financing Receivables — 2
143 44
Estimated Tax Benefit from Tax-Exempt Loan Income 77 22
Income on Loans and Leases (TE) 61,764 10,941
Investment Interest Income (TE) 3,925 2,007
Total Interest Income (TE) 66,095 13,476
Total Interest Expense 2,915 1,063
Net Interest Income (TE) 63,180 12,338
Non-Interest Income 23,266 2,639
Adjusted Operating Income (TE) 86,446 15,335
Non-interest Expense 52,482 9,693
Provision for Loan & Lease Losses 6,052 524
Pretax Operating Income (TE) 27,912 4,819
Pretax Net Operating Income (TE) 27,912 4,946
Applicable Income Taxes 9,209 576
Net Operating Income 18,159 3,858
Net Income 18,159 3,845
Cash Dividends Declared 3,105 1,701
Retained Earnings 15,054 1,997