Net Income Analysis ( % relative to Total Revenue )
Income Statement Auburn Savings Bank, Fsb All Insured Savings Banks in Maine
Interest and Fees on Loans 2,968 25,340
Income from Lease Financing Receivables — 87
— 240
Estimated Tax Benefit from Tax-Exempt Loan Income — 127
Income on Loans and Leases (TE) 2,968 25,554
Investment Interest Income (TE) 67 2,412
Total Interest Income (TE) 3,071 28,214
Total Interest Expense 394 3,298
Net Interest Income (TE) 2,677 24,916
Non-Interest Income 209 6,138
Adjusted Operating Income (TE) 2,886 31,054
Non-interest Expense 2,312 22,912
Provision for Loan & Lease Losses 130 352
Pretax Operating Income (TE) 444 7,790
Pretax Net Operating Income (TE) 444 8,263
Applicable Income Taxes 152 2,216
Net Operating Income 292 5,757
Net Income 292 5,752
Cash Dividends Declared — 5
Retained Earnings 292 5,746