Atlantic Stewardship Bank
Midland Park, NJ — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Atlantic Stewardship Bank | All Insured Commercial Banks in New Jersey |
Interest and Fees on Loans | 23,836 | 29,100 |
Income from Lease Financing Receivables | — | 31 |
73 | 49 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 37 | 23 |
Income on Loans and Leases (TE) | 23,873 | 29,223 |
Investment Interest Income (TE) | 3,321 | 2,453 |
Total Interest Income (TE) | 27,390 | 32,299 |
Total Interest Expense | 3,008 | 4,682 |
Net Interest Income (TE) | 24,382 | 27,350 |
Non-Interest Income | 3,245 | 7,091 |
Adjusted Operating Income (TE) | 27,627 | 36,057 |
Non-interest Expense | 19,621 | 23,648 |
Provision for Loan & Lease Losses | -1,350 | 876 |
Pretax Operating Income (TE) | 9,356 | 10,871 |
Pretax Net Operating Income (TE) | 9,419 | 10,995 |
Applicable Income Taxes | 3,292 | 2,973 |
Net Operating Income | 5,898 | 8,462 |
Net Income | 5,898 | 8,451 |
Cash Dividends Declared | 1,905 | 2,119 |
Retained Earnings | 3,993 | 5,840 |