Atlantic Coast Bank
Jacksonville, FL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Atlantic Coast Bank | All Insured Savings Banks in Florida |
Interest and Fees on Loans | 31,681 | 95,693 |
Income from Lease Financing Receivables | — | 8,333 |
— | 51 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 26 |
Income on Loans and Leases (TE) | 31,681 | 104,053 |
Investment Interest Income (TE) | 1,633 | 2,782 |
Total Interest Income (TE) | 33,943 | 108,467 |
Total Interest Expense | 7,417 | 24,740 |
Net Interest Income (TE) | 26,526 | 83,727 |
Non-Interest Income | 7,565 | 21,573 |
Adjusted Operating Income (TE) | 34,091 | 105,300 |
Non-interest Expense | 24,346 | 74,014 |
Provision for Loan & Lease Losses | 619 | 4,437 |
Pretax Operating Income (TE) | 9,126 | 26,849 |
Pretax Net Operating Income (TE) | 10,447 | 26,880 |
Applicable Income Taxes | 1,590 | 9,719 |
Net Operating Income | 8,802 | 17,035 |
Net Income | 8,802 | 17,035 |
Cash Dividends Declared | — | 5,117 |
Retained Earnings | 8,802 | 11,918 |