Associated Card Services Bank, National Association
Stevens Point, WI — National Bank
Acquired Sep 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Associated Card Services Bank, National Association | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | — | 3,050 |
Income from Lease Financing Receivables | — | 1,023 |
— | 59 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 28 |
Income on Loans and Leases (TE) | — | 3,074 |
Investment Interest Income (TE) | — | 602 |
Total Interest Income (TE) | 64 | 3,627 |
Total Interest Expense | — | 1,206 |
Net Interest Income (TE) | 64 | 2,429 |
Non-Interest Income | 9,159 | 618 |
Adjusted Operating Income (TE) | 9,223 | 3,077 |
Non-interest Expense | 6,084 | 1,698 |
Provision for Loan & Lease Losses | — | 469 |
Pretax Operating Income (TE) | 3,139 | 1,331 |
Pretax Net Operating Income (TE) | 3,139 | 1,346 |
Applicable Income Taxes | 1,199 | 951 |
Net Operating Income | 1,940 | 912 |
Net Income | 1,940 | 912 |
Cash Dividends Declared | — | 1,729 |
Retained Earnings | 1,940 | 1,100 |