Asiana Bank
Sunnyvale, CA — Non-member Bank
Acquired Aug 2003
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Asiana Bank | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 910 | 10,570 |
| Income from Lease Financing Receivables | — | 5,994 |
| — | 562 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 310 |
| Income on Loans and Leases (TE) | 910 | 10,281 |
| Investment Interest Income (TE) | 159 | 4,331 |
| Total Interest Income (TE) | 1,083 | 10,703 |
| Total Interest Expense | 303 | 2,469 |
| Net Interest Income (TE) | 780 | 8,220 |
| Non-Interest Income | 115 | 2,849 |
| Adjusted Operating Income (TE) | 895 | 11,182 |
| Non-interest Expense | 1,118 | 6,781 |
| Provision for Loan & Lease Losses | — | 2,563 |
| Pretax Operating Income (TE) | — | 22,064 |
| Pretax Net Operating Income (TE) | — | 22,376 |
| Applicable Income Taxes | — | 7,964 |
| Net Operating Income | — | 14,061 |
| Net Income | — | 14,059 |
| Cash Dividends Declared | — | 4,775 |
| Retained Earnings | — | 12,558 |