Net Income Analysis ( % relative to Total Revenue )
Income Statement Asian American Bank And Trust Company All Insured Commercial Banks in Massachusetts
Interest and Fees on Loans 4,209 47,880
Income from Lease Financing Receivables — 13,844
— 443
Estimated Tax Benefit from Tax-Exempt Loan Income — 215
Income on Loans and Leases (TE) 4,209 50,387
Investment Interest Income (TE) 931 24,146
Total Interest Income (TE) 5,267 72,261
Total Interest Expense 1,095 25,817
Net Interest Income (TE) 4,172 45,626
Non-Interest Income 616 46,307
Adjusted Operating Income (TE) 4,788 92,709
Non-interest Expense 4,044 58,679
Provision for Loan & Lease Losses — 1,972
Pretax Operating Income (TE) 751 61,747
Pretax Net Operating Income (TE) 751 62,775
Applicable Income Taxes 325 22,169
Net Operating Income 426 40,317
Net Income 426 37,154
Cash Dividends Declared — 26,600
Retained Earnings 426 18,983