Net Income Analysis ( % relative to Total Revenue )
Income Statement Arkansas Diamond Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 5,707 9,779
Income from Lease Financing Receivables — 726
— 112
Estimated Tax Benefit from Tax-Exempt Loan Income — 56
Income on Loans and Leases (TE) 5,707 9,802
Investment Interest Income (TE) 1,800 2,161
Total Interest Income (TE) 7,667 12,191
Total Interest Expense 3,395 5,126
Net Interest Income (TE) 4,272 7,066
Non-Interest Income 1,219 1,840
Adjusted Operating Income (TE) 5,491 8,964
Non-interest Expense 3,779 5,578
Provision for Loan & Lease Losses 65 676
Pretax Operating Income (TE) 1,647 5,747
Pretax Net Operating Income (TE) 1,647 5,808
Applicable Income Taxes — 2,003
Net Operating Income 1,620 4,023
Net Income 1,620 4,023
Cash Dividends Declared 1,005 2,741
Retained Earnings 615 2,304