Area Bank
Rosiclare, IL — Domestic Branch of a Domestic Bank
Acquired Oct 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Area Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 1,080 | 5,493 |
Income from Lease Financing Receivables | — | 2 |
9 | 24 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 12 |
Income on Loans and Leases (TE) | 1,083 | 5,540 |
Investment Interest Income (TE) | 1,149 | 1,113 |
Total Interest Income (TE) | 2,245 | 6,817 |
Total Interest Expense | 296 | 720 |
Net Interest Income (TE) | 1,949 | 6,048 |
Non-Interest Income | 422 | 1,202 |
Adjusted Operating Income (TE) | 2,371 | 7,348 |
Non-interest Expense | 1,785 | 4,967 |
Provision for Loan & Lease Losses | 18 | 220 |
Pretax Operating Income (TE) | 568 | 2,099 |
Pretax Net Operating Income (TE) | 508 | 2,145 |
Applicable Income Taxes | — | 334 |
Net Operating Income | 335 | 1,596 |
Net Income | 335 | 1,598 |
Cash Dividends Declared | 225 | 525 |
Retained Earnings | 110 | 843 |