Net Income Analysis ( % relative to Total Revenue )
Income Statement Archer Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 3,037 1,784
Income from Lease Financing Receivables — 1
3 7
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 3,037 1,799
Investment Interest Income (TE) 448 317
Total Interest Income (TE) 3,571 2,178
Total Interest Expense 219 294
Net Interest Income (TE) 3,352 1,875
Non-Interest Income -648 409
Adjusted Operating Income (TE) 2,704 2,332
Non-interest Expense 5,770 1,624
Provision for Loan & Lease Losses 417 136
Pretax Operating Income (TE) -3,483 560
Pretax Net Operating Income (TE) -3,482 591
Applicable Income Taxes — 85
Net Operating Income -3,482 436
Net Income -3,482 436
Cash Dividends Declared — 128
Retained Earnings -3,482 237