Net Income Analysis ( % relative to Total Revenue )
Income Statement Angelina Savings Bank, Ssb All Insured Savings Banks in Texas
Interest and Fees on Loans 1,855 25,416
Income from Lease Financing Receivables — 37
— 19
Estimated Tax Benefit from Tax-Exempt Loan Income — 10
Income on Loans and Leases (TE) 1,855 25,508
Investment Interest Income (TE) 31 1,744
Total Interest Income (TE) 2,180 27,653
Total Interest Expense 31 2,983
Net Interest Income (TE) 2,149 24,676
Non-Interest Income 536 8,040
Adjusted Operating Income (TE) 2,685 32,713
Non-interest Expense 2,219 20,373
Provision for Loan & Lease Losses 12 900
Pretax Operating Income (TE) 454 11,517
Pretax Net Operating Income (TE) 454 11,901
Applicable Income Taxes 147 1,411
Net Operating Income 297 10,708
Net Income 297 10,708
Cash Dividends Declared 299 4,954
Retained Earnings -2 5,973