Net Income Analysis ( % relative to Total Revenue )
Income Statement Andrew Johnson Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 14,262 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 14,262 12,231
Investment Interest Income (TE) 1,017 1,544
Total Interest Income (TE) 15,386 14,034
Total Interest Expense 844 1,553
Net Interest Income (TE) 14,542 12,478
Non-Interest Income 2,292 2,901
Adjusted Operating Income (TE) 16,834 15,672
Non-interest Expense 10,744 10,334
Provision for Loan & Lease Losses 500 317
Pretax Operating Income (TE) 5,590 4,962
Pretax Net Operating Income (TE) 5,590 5,007
Applicable Income Taxes 1,953 1,069
Net Operating Income 3,337 3,589
Net Income 3,337 3,593
Cash Dividends Declared 1,299 1,505
Retained Earnings 2,038 1,960