Net Income Analysis ( % relative to Total Revenue )
Income Statement Anchor Bank National Association All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 11,237 3,738
Income from Lease Financing Receivables — 336
143 135
Estimated Tax Benefit from Tax-Exempt Loan Income 68 63
Income on Loans and Leases (TE) 11,305 3,783
Investment Interest Income (TE) 2,657 547
Total Interest Income (TE) 14,087 4,415
Total Interest Expense 3,587 1,420
Net Interest Income (TE) 10,500 2,975
Non-Interest Income 1,438 627
Adjusted Operating Income (TE) 11,938 3,531
Non-interest Expense 7,512 2,458
Provision for Loan & Lease Losses 1,500 1,345
Pretax Operating Income (TE) 2,926 1,164
Pretax Net Operating Income (TE) 2,613 1,214
Applicable Income Taxes 761 190
Net Operating Income 1,638 997
Net Income 1,638 997
Cash Dividends Declared 600 832
Retained Earnings 1,038 591