Vitals
  • Total Assets
    190.2M 5.8 %
  • Total Deposits
    156.0M 5.6 %
  • Total Net Loans
    134.1M 7.2 %
  • Net Income
    3.0M 11.3 %
  • Book Value
    17.4M 1.8 %
  • Book Value x2
    34.8M 1.8 %
  • Book Value x3
    52.1M 1.8 %
ROAA

1.624

ROAE

17.295

Efficiency Ratio

60.09

Net Interest Margin

4.125

Balance Sheet Highlights
Financial Highlights American State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 190,247 198,346
Total Net Loans 134,122 133,864
Total Deposits 155,957 165,124
Total Equity 17,380 22,060
Profitability
Net Income 3,032 2,310
Return on Average Assets 1.624 1.15
Return on Average Equity 17.295 9.92
Net Interest Margin 4.125 3.587
Efficiency Ratio 60.09 60.34
Noninterest Income/Revenue 20.797 13.494
Balance Sheet Ratios
Loan-to-Deposit 85.999 77.091
Securities/Assets .183 .197
Total Equity/Total Assets .091 .111
Tangible Equity/Tangible Assets .09 .107
Capital Adequacy
Tier 1 Common Capital 17,260 21,135
Tier 1 Capital 17,260 21,140
Tier 2 Capital 1,568 1,625
Total Capital 18,828 22,777
Total Risk Weighted Assets 142,218 151,308
Leverage Ratio 8.94 10.944
Common Equity Tier 1 Capital Ratio 12.14 15.631
Tier 1 Capital Ratio 12.14 15.631
Total Capital Ratio 13.24 16.675

Timeline for American State Bank

Asb Investment Company

Asb Investment Company became a new subsidiary organization for American State Bank.

View Profile Oct 01 1994

Firstcentral Federal Savings Bank

Acquisition: American State Bank acquired a new subsidiary, Firstcentral Federal Savings Bank, 34 years

View Profile Sep 08 1990

Osceola State Bank & Trust Co.

Acquisition: American State Bank acquired a new subsidiary, Osceola State Bank & Trust Co., 37 years

View Profile Apr 24 1987

Osceola Bancorporation

Osceola Bancorporation became a new parent organization for American State Bank.

View Profile Apr 24 1987

American State Bank

American State Bank was established 37 years ago and is currently headquartered in Osceola, IA.

Apr 23 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Firstcentral Federal Savings Bank Seller 85,352 Failure 9/8/1990
Osceola State Bank & Trust Co. Seller 8,590 Failure 4/24/1987
Relationships Role Relationship Start Relationship End
Osceola Bancorporation Parent 4/24/1987
Asb Investment Company Subsidary 10/1/1994 6/30/1995
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