Net Income Analysis ( % relative to Total Revenue )
Income Statement American State Bank Of Pierre All Insured Commercial Banks in South Dakota
Interest and Fees on Loans 1,019 3,528
Income from Lease Financing Receivables — 3
18 36
Estimated Tax Benefit from Tax-Exempt Loan Income 9 18
Income on Loans and Leases (TE) 1,028 3,568
Investment Interest Income (TE) 366 377
Total Interest Income (TE) 1,404 4,006
Total Interest Expense 83 380
Net Interest Income (TE) 1,321 3,626
Non-Interest Income 175 694
Adjusted Operating Income (TE) 1,496 4,320
Non-interest Expense 860 2,521
Provision for Loan & Lease Losses 45 142
Pretax Operating Income (TE) 591 1,704
Pretax Net Operating Income (TE) 591 1,701
Applicable Income Taxes 33 429
Net Operating Income 518 1,191
Net Income 518 1,191
Cash Dividends Declared 200 270
Retained Earnings 318 900