Net Income Analysis ( % relative to Total Revenue )
Income Statement American State Bank Of Grygla All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 1,586 4,864
Income from Lease Financing Receivables — 12
18 40
Estimated Tax Benefit from Tax-Exempt Loan Income 9 20
Income on Loans and Leases (TE) 1,595 4,921
Investment Interest Income (TE) 279 592
Total Interest Income (TE) 1,985 5,709
Total Interest Expense 142 508
Net Interest Income (TE) 1,843 5,181
Non-Interest Income 537 905
Adjusted Operating Income (TE) 2,380 6,155
Non-interest Expense 1,691 4,018
Provision for Loan & Lease Losses 58 126
Pretax Operating Income (TE) 631 1,907
Pretax Net Operating Income (TE) 631 1,940
Applicable Income Taxes 1 97
Net Operating Income 580 1,682
Net Income 580 1,683
Cash Dividends Declared 208 1,029
Retained Earnings 372 636