American Southern Bank
Kennesaw, GA — Non-member Bank
Acquired Apr 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Southern Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 705 | 2,556 |
Income from Lease Financing Receivables | — | — |
— | 505 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 705 | 2,560 |
Investment Interest Income (TE) | 200 | 391 |
Total Interest Income (TE) | 943 | 2,870 |
Total Interest Expense | 965 | 1,369 |
Net Interest Income (TE) | — | 1,621 |
Non-Interest Income | 16 | 4,532 |
Adjusted Operating Income (TE) | — | 2,047 |
Non-interest Expense | 806 | 1,588 |
Provision for Loan & Lease Losses | 27 | 5,711 |
Pretax Operating Income (TE) | — | 452 |
Pretax Net Operating Income (TE) | — | 496 |
Applicable Income Taxes | — | 293 |
Net Operating Income | — | 363 |
Net Income | — | 362 |
Cash Dividends Declared | — | 351 |
Retained Earnings | — | 312 |