American Pacific Bank
Portland, OR — Non-member Bank
Acquired Apr 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Pacific Bank | All Insured Commercial Banks in Oregon |
Interest and Fees on Loans | 2,246 | 5,305 |
Income from Lease Financing Receivables | — | 1,029 |
— | 43 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 24 |
Income on Loans and Leases (TE) | 2,246 | 5,372 |
Investment Interest Income (TE) | 6 | 542 |
Total Interest Income (TE) | 2,273 | 4,103 |
Total Interest Expense | 495 | 832 |
Net Interest Income (TE) | 1,778 | 3,271 |
Non-Interest Income | 141 | 647 |
Adjusted Operating Income (TE) | 1,919 | 3,919 |
Non-interest Expense | 946 | 2,342 |
Provision for Loan & Lease Losses | 138 | 153 |
Pretax Operating Income (TE) | 835 | 2,546 |
Pretax Net Operating Income (TE) | 835 | 2,503 |
Applicable Income Taxes | 317 | 960 |
Net Operating Income | 518 | 1,582 |
Net Income | 518 | 1,599 |
Cash Dividends Declared | — | 1,452 |
Retained Earnings | 518 | 1,213 |