Net Income Analysis ( % relative to Total Revenue )
Income Statement American Investors Bank And Mortgage All Insured Savings Banks in Minnesota
Interest and Fees on Loans 3,244 8,915
Income from Lease Financing Receivables — 3
— 6
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 3,244 8,921
Investment Interest Income (TE) 272 1,005
Total Interest Income (TE) 3,556 10,031
Total Interest Expense 712 835
Net Interest Income (TE) 2,844 9,197
Non-Interest Income 454 2,762
Adjusted Operating Income (TE) 3,298 11,959
Non-interest Expense 2,158 8,221
Provision for Loan & Lease Losses 649 183
Pretax Operating Income (TE) 491 3,555
Pretax Net Operating Income (TE) 426 3,509
Applicable Income Taxes 162 1,078
Net Operating Income 264 2,358
Net Income 264 2,358
Cash Dividends Declared 50 737
Retained Earnings 214 1,621