American Horizons Bank
Monroe, LA — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Horizons Bank | All Insured Commercial Banks in Louisiana |
Interest and Fees on Loans | 14,790 | 6,433 |
Income from Lease Financing Receivables | — | 2,805 |
8 | 296 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 154 |
Income on Loans and Leases (TE) | 14,794 | 6,450 |
Investment Interest Income (TE) | 471 | 1,471 |
Total Interest Income (TE) | 15,488 | 8,046 |
Total Interest Expense | 3,985 | 1,818 |
Net Interest Income (TE) | 11,503 | 6,201 |
Non-Interest Income | 3,949 | 1,661 |
Adjusted Operating Income (TE) | 15,452 | 7,941 |
Non-interest Expense | 9,412 | 5,217 |
Provision for Loan & Lease Losses | 1,379 | 978 |
Pretax Operating Income (TE) | 4,661 | 3,287 |
Pretax Net Operating Income (TE) | 4,662 | 3,316 |
Applicable Income Taxes | 1,580 | 3,076 |
Net Operating Income | 3,068 | 2,367 |
Net Income | 3,068 | 2,367 |
Cash Dividends Declared | — | 4,403 |
Retained Earnings | 3,068 | 2,107 |