Net Income Analysis ( % relative to Total Revenue )
Income Statement American Exchange Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 2,009 5,491
Income from Lease Financing Receivables 13 14
13 29
Estimated Tax Benefit from Tax-Exempt Loan Income 7 15
Income on Loans and Leases (TE) 2,029 5,543
Investment Interest Income (TE) 184 743
Total Interest Income (TE) 2,257 6,438
Total Interest Expense 133 552
Net Interest Income (TE) 2,124 5,848
Non-Interest Income 639 1,296
Adjusted Operating Income (TE) 2,763 7,387
Non-interest Expense 1,688 4,804
Provision for Loan & Lease Losses 75 249
Pretax Operating Income (TE) 1,000 2,264
Pretax Net Operating Income (TE) 1,000 2,338
Applicable Income Taxes — 79
Net Operating Income 937 2,051
Net Income 937 2,051
Cash Dividends Declared 487 1,081
Retained Earnings 450 873