Vitals
  • Total Assets
    74.3M 8.8 %
  • Total Deposits
    61.8M 3.4 %
  • Total Net Loans
    63.5M 9.4 %
  • Net Income
    804000.0000 164.5 %
  • Book Value
    8.3M 12.7 %
  • Book Value x2
    16.7M 12.7 %
  • Book Value x3
    25.0M 12.7 %
ROAA

2.157

ROAE

19.624

Efficiency Ratio

56.336

Net Interest Margin

4.09

Balance Sheet Highlights
Financial Highlights American Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 74,261 148,975
Total Net Loans 63,485 108,348
Total Deposits 61,769 122,742
Total Equity 8,326 15,299
Profitability
Net Income 804 947
Return on Average Assets 2.157 1.244
Return on Average Equity 19.624 11.954
Net Interest Margin 4.09 4.125
Efficiency Ratio 56.336 59.38
Noninterest Income/Revenue 14.475 10.962
Balance Sheet Ratios
Loan-to-Deposit 102.778 86.121
Securities/Assets .092 .615
Total Equity/Total Assets .112 .103
Tangible Equity/Tangible Assets .108 -.089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,364 14,583
Tier 2 Capital 672 1,259
Total Capital 9,036 15,840
Total Risk Weighted Assets 70,028 114,097
Leverage Ratio 11.38 10.296
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.94 13.82
Total Capital Ratio 12.9 14.931

Timeline for American Bank

New Ulm Office

American Bank was acquired by New Ulm Office 18 years

View Profile Aug 01 2005

Alliance Financial Services, Inc.

Alliance Financial Services, Inc. became a new parent organization for American Bank.

View Profile Sep 30 2003

Monycor Federal Savings Bank

Acquisition: American Bank acquired a new subsidiary, Monycor Federal Savings Bank, 32 years

View Profile Mar 14 1992

Eau Claire Financial Services, Inc.

Eau Claire Financial Services, Inc. became a new parent organization for American Bank.

View Profile Jan 04 1983

American Bank

American Bank was established 52 years ago and is currently headquartered in Eau Claire, WI.

Dec 13 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
New Ulm Office Buyer Pooling of Interests Discontinued 8/1/2005
Monycor Federal Savings Bank Seller 114,847 Failure 3/14/1992
Relationships Role Relationship Start Relationship End
Alliance Financial Services, Inc. Parent 9/30/2003 7/31/2005
Eau Claire Financial Services, Inc. Parent 3/26/2002 9/29/2003
Eau Claire Financial Services, Inc. Parent 3/16/1992 3/25/2002
Eau Claire Financial Services, Inc. Parent 12/31/1989 3/15/1992
Eau Claire Financial Services, Inc. Parent 12/31/1984 12/30/1989
Eau Claire Financial Services, Inc. Parent 1/4/1983 12/30/1984
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